Payroll & contractor calculators
Kept current, dated, and sourced — because most calculators quietly are not.
- True cost of an employeeWork out what an employee actually costs your business: wages plus employer FICA, FUTA, state unemployment, workers comp and benefits — with the 2026 rates.51d to recheck
- 1099 vs W-2 rateFind the contract rate that actually matches a salary once self-employment tax and lost benefits are counted. The gap is bigger than most people expect.51d to recheck
- Overtime pay by stateWork out overtime pay including the daily rules that federal law does not have. Four 10-hour days earns no federal overtime and 8 hours of it in California.111d to recheck
- California overtimeCalifornia pays overtime by the day, not just the week. Four 10-hour days is 40 hours and zero federal overtime — but 8 hours of it here.112d to recheck
- Alaska overtimeAlaska pays time-and-a-half past 8 hours in a day or 40 in a week, with no double time. Four 10-hour days earns 8 overtime hours.112d to recheck
- Colorado overtimeColorado pays daily overtime past 12 hours, not 8. Four 10-hour days triggers nothing here — but the same schedule earns 8 overtime hours in California.112d to recheck
- Nevada overtimeNevada’s daily overtime rule only applies below a wage threshold, so two employees on the identical schedule can be owed different amounts.52d to recheck
- Kentucky overtimeKentucky adds a seventh-day rule to weekly overtime: work all seven days in a week past 40 hours and the whole seventh day is time-and-a-half.173d to recheck
- Minnesota overtimeMinnesota law sets overtime at 48 hours, but most workers are owed it after 40 under federal law. This shows both, so you can see which applies.173d to recheck
- Kansas overtimeKansas law sets overtime at 46 hours, but it does not apply to anyone the federal FLSA covers — most workers, who are owed it after 40.173d to recheck
- Regular rate with a bonusA nondiscretionary bonus has to be folded into the overtime rate and the overtime recalculated back across the period it covers. Most payroll misses this.112d to recheck
- Bonus withholdingWhat actually comes off a bonus, and why 22% is a withholding rate rather than the tax you owe — the difference is refunded or billed at filing.52d to recheck
- Exempt salary testCheck a salary against the current $684/week exemption floor. The 2024 rule that raised it to $844 and $1,128 was vacated — many calculators still quote it.22d to recheck
- Deposit scheduleWhether you deposit monthly or semiweekly is set by a lookback period two years back, not by what you owe now. Work out which applies and when it is due.69d to recheck
- 2027 minimum wageSixteen states raise their minimum wage on January 1, 2027. Every rate here is taken from the state’s own announcement or statute, linked row by row.23d to recheck
- Mileage reimbursementThe IRS raised the 2026 business mileage rate mid-year, from 72.5 cents to 76 cents on July 1. This splits your miles across both periods so the total is right.53d to recheck
- PTO accrual & carryoverProject a PTO balance across the year and see how much gets forfeited at a carryover cap, or lost to an accrual cap that quietly stops you earning.296d to recheck
- ACA full-time equivalentsFind out whether you are an Applicable Large Employer. Part-time hours aggregate into full-time equivalents, so 40 staff can put you over the 50 threshold.111d to recheck
- Estimated tax safe harborWork out the quarterly payment that avoids an underpayment penalty, including the 110% rule and the halved AGI threshold for married filing separately.111d to recheck
- Prorated salaryWork out pay for a partial period when someone starts or leaves mid-month, and see how much the calendar-day and working-day methods disagree.296d to recheck